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The member belongs to the Nueva Luz communal bank, located in the Huanchac district in the department of Cusco.

The member, Janeth, is 30 years old and lives with her partner. She has two children, ages 10 and 8 months. She works in retail. Normally she buys and sells cell phones and accessories for all brands and models.

For this Christmas season she has a loan from her family to buy toys, to be able to take advantage of the holidays and sell them. She wants to pay back the loan and increase buying her cell-phone accessories and continue with her business.

She is requesting the loan to invest in buying cell-phone accessories and to pay back the loan for buying the toys.

She is committed to making her payments on time in accordance with the payment schedule.
View original language description ↓
La socia pertenece al banco comunal ”NUEVA LUZ"; El banco comunal se encuentra ubicado en el distrito de Huanchac; situado en el departamento de Cusco.

La socia; La socia tiene 30 años de edad, La socia es conviviente, la socia tiene 2 hijos de 10 y 8 meses de edad; la socia se dedica al comercio minorista, la socia normalmente compra y venta de celulares y accesorios de celulares de todo tipo y modelos, la socia por estas fiestas navideñas se ha prestado de su familia un monto para comprar juguetes y poder aprovechar las fiestas y venderlos, ella desea pagar el prestamo y aumentar para comprar accesorios de celular y continuar con su negocio. La socia solicita el prestamo para invertir en la compra de accesorios para celulares y pagar el prestamo de la compra de los juguetes.
La socia se compromete a cumplir con el pago de sus cuotas en el plazo establecido mediante el cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped this borrower to buy cell-phone accessories and to pay off a loan.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 1, 2012
Currency Exchange Loss:
Jan 15, 2013