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Lyova was born in 1958 in the town of Kapan. He graduated from Yerevan Pedagogical School and by specialty he is a history teacher.

Lyova is married and has two children: a son and a daughter. His son is married and lives separately from his parents; his daughter graduated from Yerevan Pedagogical School and now lives with her mother in Yerevan. Lyova currently lives with his retired father.

For more than seven years, Lyova has been the head of a charitable organization that organizes free distribution of food to low-income seniors. In parallel with his work, Lyova is engaged in growing vegetables, fruits and berries for sale since 1990. He has a plot of land in the village of Baghaburj, Syunikskoy district, where he grows apples, pears, strawberries, greens, and the like. He has many loyal customers in the village and also in Kapan.

Lyova has been a client of Nor Horizon for many years, and now he needs a loan of 900,000 drams for the construction of a greenhouse. In the greenhouse, Lyova can grown strawberries and greens year round, allowing him to increase the income for his family in the future.
View original language description ↓
Лева родился в 1958 году в городе Капане. Он окончил Ереванское Педагогическое училище, и по специальности он учитель истории.
Лева женат и у него двое детей: сын и дочь. Сын женат и живет отдельно от родителей, дочь окончила Ереванское Педагогическое училище и сейчас проживает вместе с матерью в Ереване. Лева в данный момент живет со своим отцом-пенсионером.
Лева более 7 лет является руководителем благотворительной организации, которая организует бесплатную раздачу еды малоимущим пожилым людям. Параллельно со своей работой, Лева занимается выращиванием овощей, фруктов и ягод на продажу начиная с 1990 года. У него есть участок земли в деревне Багабурдж (Baghaburj), Сьюникской области, где он выращивает яблоки, груши, клубнику, зелень и т.д. У него много постоянных клиентов как в самой деревне, так и в городе Капане.
Лева является клиентом организации Нор Оризон (Nor Horizon) уже на протяжении многих лет, и сейчас ему необходим кредит на сумму 900.000 драм для постройки теплицы. В теплице Лева сможет выращивать клубнику и зелень круглый год, что позволит ему увеличить доход своей семьи в будущем.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 382.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,375 helped Lyova to construct a greenhouse.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Dec 23, 2011
Currency Exchange Loss:
Jul 17, 2014