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Ngirankugire / Rsz Group
In this Group: Jean, John, Théophile, Chaste
Jean is part of the Ngirankugire/Rsz group. He is 52 years old, married and has three children of whom the youngest is 15 and the oldest 30 years old. Only one child goes to school. Jean has three dependents. Jean completed three years of secondary school.

This is the second loan cycle that Jean is requesting from ACB Ltd. With the loan, Jean is going to buy a lot of manioc to make flour which he will sell to his customers.

He has a strategy to have good correspondence with his customers, which will allow him to be the supplier of manioc in the region. With the profits, he plans to educate his children and take care of their health.
View original language description ↓
Jean fait partie du groupe NGIRANKUGIRE/RSZ. Il a 52 ans, marié et ayant 3 enfants dont le moins âgé a 15 ans et le plus âgé a 30 ans. Un seul enfant va à l'école. Jean a 3 personnes en charge. Jean a 3 ans de sécondaire.
C'est le 2ème cycle de crédit que Jean fait avec ACB Ltd. Avec le crédit, Jean va acheter beaucoup de manioc pour faire la farine qu'il vendra à ses clients.
Il a une stratégie d'avoir la bonne correspondance avec les clients, ce qui lui permettra d'être le fournisseur de farine des maniocs dans la région.
Avec le profit, il pretend éduquer ses enfants et les faire soigner.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngirankugire / Rsz Group's $1,275 loan helped a member to buy manioc stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Jan 1, 2012
Currency Exchange Loss:
May 16, 2012