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Kimheat's Group
In this Group: Kimheat, Neang, Pov
A rural dweller from a village located in the Tbaung Khmum district, Kimheat is 31 years old and has two dependent children who are still in school. She is a farmer and also sells groceries in front of her house to make a living. She has been in this business for several years. She currently earns US$5 per day and is able to save US$2.5 per day.

There are three members in Kimheat's group. She and Neang are the first cycled clients while Pov has been with VisionFund since 2010. Now Kimleat leads this group in applying for a loan with VisionFund. She will use the entire loan of US$300 to buy fertilizer for her farmland and also buy some grocery items e.g., shampoo, biscuits, cooking oil, etc. for her store. She hopes this loan will help her increase her business and make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 202
    View loans »
    Cambodia Loans Fundraising
  • $40,020,550
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kimheat's Group's $850 loan helped a member to buy fertilizer for her farmland and some groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 15, 2012