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Djanybek is a 53-year-old farmer who is married with five children. In 1996, in a search for income for his family, Djanybek decided to start his own business in farming and field work. Thanks to his tenacity and perseverance, Djanybek took the starting household sum of 4,500 Som (KGS) and today brings in about 6,000 Som (KGS) per month from the sale of meat and dairy products. He also cultivates 4.16 hectares of land with potatoes and cereal grains.

In order to further increase the number of his livestock, Djanybek applied to the Bai Tushum and Partners company for a loan in the amount of 45,000 Som (KGS) for the purchase of additional heads of livestock. Djanybek plans to use income from the loan to invest further and increase the number of domestic animals.
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Джаныбек 53-летний фермер, женат, воспитывает пятерых детей. В 1996 году, в поисках доходов для своей семьи, Джаныбек решился на свой бизнес в животноводстве и полеводстве. Благодаря упорству и настойчивости Джаныбека, начатое с суммы в 4,500 сом (KGS) хозяйство, сегодня приносит около 6,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Также он возделывает 4,16 га земли с картофелем и зерновыми культурами. В целях дальнейшего увеличения поголовья скота, Джаныбек обратился в компанию «Бай Тушум и Партнеры» за кредитом в сумме 45,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Джаныбек планирует вложить в дальнейшее увеличение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Djanybek to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2011
Dec 23, 2011
Currency Exchange Loss:
Jan 15, 2013