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Adriana Mercedes
Adriana Mercedes has been a teacher in El Sauce for many years. She is a woman of good habits, something she imparts to her students who are of all ages.

Adriana Mercedes is raising her three children to work in professional careers and to be useful members of society.

Adriana Mercedes is applying for a loan to improve her house. She plans to pay for construction materials--bricks, cement, sand, etc.--and labor to build a kitchen because she doesn't have one now. She wants to make the investment because it will improve the family's quality of life.
View original language description ↓
Adriana Mercedes se dedica a la actividad de docencia en el municipio de El Sauce desde hace muchos años, es una persona de buenas costumbres la cual le enseña a los niños de todas las edades.

Es madre de tres hijos los cuales los está preparando para que sean profesionales y personas de bien para la sociedad.

Actualmente, está solicitando un crédito para mejorar su vivienda el cual será invertido exclusivamente en la compra de materiales como ladrillos, cemento, arena y pago de mano con el fin de construir la cocina ya que no cuenta con este espacio por lo que en el futuro tendrá mejores condiciones de vida su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Adriana Mercedes to pay for the construction materials she needs to improve her house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Dec 22, 2011
Dec 25, 2011
Currency Exchange Loss:
May 17, 2013