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Carmen Rosa
Carmen Rosa was born in the city of Huayllabamba, and this is where she still lives. The Peruvian district of Huayllabamba is one of the seven districts of Urubamba province, located in the department of Cusco in the Cusco region of Peru.

Carmen Rosa is 56 years old and married. She has been married to her husband for a number of years, and they have a beautiful relationship that has produced two children. Carmen Rosa has three main economic activities that she carries out during the year, these are: farming, the sale of chicha de jora (a traditional Peruvian beverage made from corn), and raising small animals. During the months of April through October she plants and cultivates corn, squash, carrots, tomatoes and other vegetables, but during the months of October through March she has a business selling choclo (a Peruvian variety of corn with large kernels). She takes her corn to sell in the cities of Juliaca and Arequipa where she distributes it in the different wholesale markets in those cities. At this time, Carmen Rosa needs a loan to buy corn. Carmen Rosa's dream is to buy a car to use in transporting her products, since now she has to rent a van to take her products to the market.

Carmen Rosa is a member of the communal bank “Virgen Natividad," which has 15 members who live in the city of Huayllabamaba, and others who live in the city of Yucay. Yucay district is one of the seven districts of the province of Urubamba.
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Carmen Rosa nació en la ciudad de Huayllabamba y vive en la misma ciudad donde nació.(El distrito peruano de Huayllabamba es uno de los siete distritos de la Provincia de Urubamba, ubicada en el Departamento del Cusco, perteneciente a la Región Cusco, Perú).

Carmen Rosa tiene 56 años edad, es casada y ya son varios años que lleva casada con su esposo y tiene una bonita relación de la cual tienen dos hijos, ella tiene tres actividades económicas principales que realiza durante el año y estos son: ella se dedica a la agricultura, a la venta de chicha de jora y a la crianza de animales menores, ella durante los meses de abril hasta octubre se dedica cultivar y sembrar como por ejemplo maíz, zapallos, zanahorias, tomates y otras verduras pero durante los meses de Octubre a Marzo se dedica al negocio de venta de choclo, ella lleva sus choclos a vender a las ciudades de Juliaca y Arequipa y los choclos distribuye a los diferentes mercados mayoristas de esas ciudades. En esta oportunidad Carmen Rosa requiere el préstamo para comprar choclos. Su sueño de Carmen Rosa es comprar un carro para poder transportar sus productos pues actualmente lo que hacer es alquilar un camión para llevar sus productos.

Carmen Rosa es integrante del banco comunal “Virgen Natividad” y el grupo está conformado con 15 socios que viven unos en la ciudad de Huayllabamba y otros en la ciudad de Yucay. El distrito peruano de Yucay es uno de los siete distritos de la Provincia de Urubamba.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 73
    View loans »
    Peru Loans Fundraising
  • $61,811,950
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Carmen Rosa to buy corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 24, 2011
Currency Exchange Loss:
May 15, 2012