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Arlen Martina
Arlen is in the last year of her degree program in Law. She is applying for the loan to pay for her final course, and obtain her degree.

Her children and her parents inspire her to keep moving forward, because she wishes a better life for them.

Within a few years, she sees herself working in a law practice. Her plans include studying two languages: English and French.

Through her studies, she also hopes to be able to set up a taxi company with her life companion, and so be able to have a better quality of life.
View original language description ↓
Arlen está en el último año de su carrera de Derecho, está solicitando el crédito para pagar el curso de finalización de estudios y poder obtener su título. Le inspiran a seguir adelante sus hijos y sus padres porque desea una mejor vida para ellos. Anhela una casa propia para su familia. Dentro de algunos años se ve trabajando en un bufete jurídico. Dentro sus planes está estudiar dos idiomas inglés y francés. A través de sus estudios espera también poder poner una empresa de taxis junto a su compañero de vida y así poder tener una mejor calidad de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Arlen Martina to pay for the final course for her degree.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 12, 2011
Jan 3, 2012
Currency Exchange Loss:
Jan 19, 2013