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Zeby is 46 years old, married and raising three children. The main source of income for Zeby's family is animal husbandry, started by her in 2006. Having started with a sum of 32,000 som (KGS), her farm today brings in around 14,000 som (KGS) per month. The income from the business allowed Zeby to pay for tuition at the university for her son.

In order to further develop her business, Zeby turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of three calves for fattening and resale. Zeby plans to invest the income in further increasing the number of livestock, and dreams of seeing her younger children as university students in the future.
View original language description ↓
Зеби 46 лет, замужем, воспитывает трех детей. Основным источником дохода для семьи Зеби является животноводство, начатое ей в 2006 году. Стартовав с начальной суммы в 32,000 сом (KGS), на сегодняшний день, ее хозяйство приносит около 14,000 сом в месяц. Доходы от бизнес – деятельности позволили Зеби оплатить учебу в университете для своего сына.
В целях дальнейшего развития своего бизнеса, Зеби обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку трех бычков для откорма и перепродажи. Доходы Зеби планирует вложить в дальнейшее увеличение поголовья скота, в будущем мечтает видеть и младших детей – студентами университета.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Zeby to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Dec 22, 2011
Currency Exchange Loss:
Feb 15, 2013