The grocery shop upstairs is owned by Hawa. She is a widow and has three children. Some of the items in the grocery shop are canned tomatoes, canned fish, diapers, and others. Her business is 22 years old. Hawa uses her income to feed, clothe, and pay the fees of her children. Hawa will use the loan to purchase other types of groceries to bring variety to the shop. She plans to reinvest the new profits.