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Mercedes Del Carmen
Mercedes del Carmen is 50 years old and lives in Masaya. She has her own business selling fruit and vegetables, which she has run for twenty two years.

She has always worked selling vegetables at the local market where she has her own stall. There are four people in her family - her and her husband and their two children, who work for her and help her to look after the business.

For this season, she is turning to Ceprodel for a loan to be able to invest further in her business. With the loan she will be able to buy vegetables, potatoes, carrots, beetroot, bananas, lemons, oranges, malanga, wheat, onions, tomatoes etc. This will benefit both her customers and her family whom she loves dearly.
View original language description ↓
En el departamento de Masaya, la señora Mercedes del Carmen tiene la edad de 50 años y tiene su propio negocio de venta de frutas y de verduras el cual lo ha mantenido desde hace 22 años. Ella siempre ha trabajado en la venta de hortalizas, en el mercado municipal y del que ella posee su propio tramo. Su nucleo familiar esta compuesto por 4 personas su esposo y sus dos hijos los cuales están a su cargo y le ayudan a velar por el bienestar de dicho negocio.

Por la temporada ella se acerca a Ceprodel para solicitar un financiamiento y poder invertirle más a su negocio. Con el crédito logrará comprar verduras, papa, zanahoria, remolacha, plátano, limón, naranja, quequisque, trigos, cebolla, tomate, etc.
De esta forma beneficiará a sus clientes y de igual manera a su familia que tanto ama.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,429,900
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Mercedes Del Carmen to buy vegetables, potatoes, carrots, beetroot, bananas, lemons, oranges, malanga, wheat, onions, tomatoes etc.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Dec 23, 2011
Currency Exchange Loss:
Jul 17, 2013