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Luz Natividad
Luz Natividad is 48. She is in a common-law marriage and lives with her husband and children, ages 12, 18, 22, 24 and 25. They live in the district of Aguas Frías de Mocache, in the Mocache Canton.
The El Progreso Communal Bank is located in the Aguas Frías de Mocache district. The members of this group have worked in short-cycle agriculture, sowing corn and rice, for 25 years.
Luz Natividad works in agriculture sowing corn and rice. She buys in Mocache and sells in the Mocache market.
She requested this loan for the purchase of seeds, fertilizer and manure for her crops. This loan will help her to increase her family's income and invest in her crops. Her dream is to buy a home and a plot of land.
She quite enjoys relaxing during her free time.
View original language description ↓
Luz Natividad tiene 48 años Unión Libre, vive con su Esposo y sus hijos de 22,25,24,18,12.años de edad Vive en el Recinto Aguas frías de Mocache, Cantón Mocache.

Ventanilla EL PROGRESO se encuentra ubicada en el Recinto Aguas Frías de Mocache, perteneciente al cantón Mocache, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz hace 25 años.
Luz Natividad se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Mocache y las vende en el mercado de Mocache.

El crédito solicito para la compra de semillas, fertilizantes y abonos para los cultivos. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir en la siembra. Su sueño es comprar una casa y un terreno.

Disfruta mucho en sus tiempos libres descanso.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luz Natividad to purchase seeds, fertilizers and manure for her crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 2, 2011
Dec 25, 2011
Currency Exchange Loss:
Jul 27, 2012