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Sela is married and she's 47 years of age. She has two children.

Sela owns and operates a business venture, selling both food and daily use products in the local community. She has three years of experience in this business.

Sela needs a loan of WST 2,000 to purchase snacks, soft drinks, flour, sugar, salt, tin fish, mosquito coils and chicken leg quarters. She plans to use the profit from her business (estimated to be WST 450 or US $188 per week) to improve and expand the business.

Sela joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Sela 's third loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 66
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Sela to purchase snacks, soft drinks, flour, sugar, salt , tin fish, mosquito coils and chicken.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Dec 22, 2011
Currency Exchange Loss:
Jan 22, 2013