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Khabibilla is 49 years old and lives with his family in the Kok-Tash village in southern Kyrgyzstan. He is a happy father of three daughters and an 8 year-old son. Khabibilla works as a lab technician at a local school, but, unfortunately, his salary does not allow him to cover family's expenses. This is why he decided to start his own animal husbandry business at the beginning of the year in 2000. Thanks to his tenacity and persistence, Khabibilla's business, started with a sum of 3,500 som (KGS), yields about 10,000 som (KGS) per month today from sales of dairy and meat products. He sells his products on weekend livestock markets. In order to further increase livestock headcount, Khabibilla requested a loan in the sum of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase additional heads of livestock. He plans to invest the profits from the loan into a further increase of domestic livestock quantities in order to have an opportunity to pay for his children's education in the future.
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Хабибилле 49 лет, живет со своей семьей в селе Кокташ, что на юге Кыргызстана. Хабибилла - счастливый отец трех дочерей и 8-летнего сына. Хабибилла работает лаборантом в местной школе, но к сожалению зарплата не позволяет покрыть расходы семьи, поэтому в начале 2000 года Хабибилла решился на свой бизнес в животноводстве. Благодаря упорству и настойчивости Хабибиллы, начатое с суммы в 3,500 сом (KGS) хозяйство, сегодня приносит около 10,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Торговлю он осуществляет на воскресных скотных рынках. В целях дальнейшего увеличения поголовья скота, Хабибилла обратился в компанию «Бай Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Хабибилла планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы в будущем иметь возможность оплатить учебу для своих детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Khabibilla to purchase additional livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2011
Dec 21, 2011
Currency Exchange Loss:
Jan 15, 2013