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Chiybyl is 55 years old, married and raised four children. In search of an income source for his family, he started his own business of selling products and goods of daily demand in 2009. Chiybyl's store is famous for the good quality of products. He sells products at low prices, which is important to people with small incomes. Thanks to his persistence and hard work, Chiybyl was able to grow his business to yield a monthly income of about 10,000 som (KGS). In order to further develop his business, he requested a loan in the sum of 80,000 som (KGS) from the "Bai-Tushum and Partners" company to expand his product selection. He plans to invest the profits from the loan into expanding his retail space.
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Чийбылу 55 лет, женат, воспитал четверых детей. В 2009 году, в поисках источника дохода для своей семьи, Чийбыл начал свой бизнес в торговле продуктами и товарами повседневного спроса. Магазин Чийбыла известен тем, что при хорошем качестве товара, он реализует продукты по низкой цене, что важно для людей с небольшим достатком. Благодаря настойчивости и упорному труду, Чийбыл сумел развить свой бизнес с ежемесячным доходом около 10,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Чийбыл обратился в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на расширение ассортимента. Доходы от кредита Чийбыл планирует вложить в расширение торгового места.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Chiybyl to broaden an assortment of goods.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 1, 2011
Dec 21, 2011
Currency Exchange Loss:
Sep 15, 2012