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Karen Gale
Karen Gale is a 25-year-old, married woman with two children. For three years, she has been working as a farmer and earns 10,000 Philippine pesos (PHP) every cropping season. She says that this is not enough as a cure for her difficulties, but she is not hopeless; instead, she has got the courage to continue her business.

Karen Gale is now applying for a 15,000 Philippine pesos (PHP) loan to purchase fertilizers and pay for labor costs. With the profits she expects to generate as a result of this loan, she plans to save for the education of her children and for the improvement of their living conditions as well.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 344
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Karen Gale to purchase fertilizers and pay for labor costs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 14, 2011
Jan 1, 2012
Currency Exchange Loss:
Jul 15, 2012