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Sandra Maricela
Sandra is a 25 year old mother who lives alone with her five year old daughter in Otavalo Province in Imbabura. She is described as a friendly and responsible person who enjoys her work.

She works alone as a street vendor selling clothing. She started this business when she had her daughter and it generates her only income to support, feed and educate her child. This is her third loan request to Fodemi and it will be used to purchase leg warmers and jackets, because requests for these items increase during this season and she is able to earn a good income for her daughter and cover household necessities.

Sandra’s dream is to have her own shop where she can sell her merchandise and improve her quality of life.
View original language description ↓
Sandra es una madre de familia de 25 años, vive solo con su hija de 5 añitos en Otavalo Provincia de Imbabura. Sandra se describe como una persona amable, responsable y que le gusta su trabajo.

Sandra trabaja sola, ella es vendedora ambulante de ropa, este negocio inició cuando tuvo a su hija ya que es el único ingreso que tiene para mantenerla y darle la alimentación, educación. Es el tercer crédito que solicita a Fodemi el mismo que va a ser utilizado en la compra de calentadores, chompas, porque en esta temporada se le incrementan los pedidos y de esta manera obtiene buenos ingresos para su hija y cubrir las necesidades de su hogar.

El sueño de Sandra es tener un local propio donde vender su mercadería y mejorar su calidad de vida.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sandra Maricela to purchase leg warmers and jackets since she already has requests for these items during this holiday season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Dec 21, 2011
Currency Exchange Loss:
Jan 15, 2013