Update on Danny AlfredoDanny Alfredo is 31 and single. He lives with his father in the San Vicente de Las Lomas precinct in the Canton of Ventanas.
The “El Recreo” communal bank is located in the San Vicente de Las Lomas precinct, which is part of the Canton of Ventanas. The members of this communal bank make their livings in short-cycle farming. They grow corn, rice, beans, soy and potatoes, and raise chickens.
Danny makes his living by farming. He has been growing corn and beans for the past three years. He purchases his products in Ventanas and sells them in the Ventanas market.
He requested the loan to purchase agricultural inputs, fertilizers, seeds, and urea for sowing corn. The loan helped him to increase his income for his family. His dream is to be able to reach his goal of purchasing a plot of land so that he can earn more for his family.
In his free time, he likes to play indoor soccer and spend time with his whole family.
La ventanilla el recreo se encuentra ubicada en el Recinto San Vicente las Lomas, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz, fréjol y soya, papas criar gallinas.
Danny se dedica a la agricultura a la siembra de maíz, fréjol. Desde hace tres años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de insumos, fertilizantes, semillas, urea para la siembra del maíz, El préstamo le ayudado para aumentar los ingresos para el consumo de la familia. Su sueño es poder alcanzar a cumplir su meta que es la compra de un terreno para poder tener mayores ingresos para su familia.
En los tiempos libres me gusta jugar indor y pasar con toda mi familia.
Previous Loan DetailsDanny Alfredo is 31 years old, single, and lives with his parents in the Canton of Ventanas, part of the Province of Los Ríos. The members of the “El Recreo” Communal Bank live in the Canton of Ventanas, located in the San Vicente de las Lomas precinct. The people of this communal bank work ... More from Danny Alfredo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid