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Damarys Eugenia

Update on Damarys Eugenia

Damarys Eugenia is 35 years old, married, and lives with her husband and children who are nine and two. She lives in the América township in the canton of Ventanas.

The communal bank "Unidos Venceremos" [Together We Win] is located in the América township belonging to the Ventanas canton. This bank is dedicated to short-cycle farming, growing corn and rice.

Damarys Briones has devoted herself to growing corn for 15 years. She purchases her supplies in Ventanas and sells her crops in the market there.

The requested loan is for the purchase of seeds and fertilizer for growing corn and rice. The loan has allowed her to increase her earnings for family consumption and for investment. Her dream is to have her own plot of land.

In her free time she devotes herself to her children.
View original language description ↓
Damarys Eugenia tiene 35 años es casada, vive con el esposo e hijos de 9 y 2 años. Vive en el Recinto América en el Cantón Ventanas.

La ventanilla UNIDOS VENCEREMOS se encuentra ubicada en el Recinto América, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.

Damarys Briones se dedica a la agricultura a la siembra de maíz desde hace 15 años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de semillas y fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es tener un terreno propio.

En los tiempos libres se dedica a sus hijos.

Previous Loan Details

Damarys Eugenia is 35 years old, married and lives with her husband and children. She lives in El Cantón Ventanas, Los Ríos Province. This village bank is called UNIDOS VENCEREMOS, and is located at the La América Area in Cantón Ventanas. This village bank works in agriculture growing shor... More from Damarys Eugenia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Damarys Eugenia to purchase seeds and fertilizers for growing corn and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 9, 2011
Dec 21, 2011
Currency Exchange Loss:
Jul 27, 2012