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Heydy Ereydy

Update on Heydy Ereydy

Heydy Ereydy is 19 years old and single. She lives with her grandmother and doesn't have any children. She lives in the América district, in Ventanas canton.

The communal bank "UNIDOS VENCEREMOS" ["Together We Will Overcome"] is located in the América district, which is part of Ventanas canton. The members of this communal bank work in short-cycle agriculture, growing corn and rice.

Heydy has been working in agriculture growing corn and rice for the last three years. She purchases her supplies in Ventanas, and sells her products in the market there.

She is requesting the loan for the purchase of seeds and fertilizers for growing corn and rice. The loan will help her to increase her income for use by her family and for investment. Her dream is to have a home.

In her spare time, she likes to relax.
View original language description ↓
Heydy Ereydy tiene 19 años es soltera, vive con la abuela, no tiene hijos. Vive en el Recinto América en el Cantón Ventanas.

La ventanilla UNIDOS VENCEREMOS se encuentra ubicada en el Recinto América, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.

Heydy se dedica a la agricultura a la siembra de maíz y arroz desde hace tres años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de semillas y fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es tener una casa.

Previous Loan Details

Heydy Erydy C. B. is 18 years old. She is single and lives with her grandmother and aunt in Ventanas canton, in Los Ríos province. She doesn't have any children. The 'Unidos Venceremos' (Together We Will Overcome) solidarity group is located a few minutes from our Ventanas office, in La Amér... More from Heydy Ereydy's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heydy Ereydy to purchase seeds and fertilizers for growing corn and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 9, 2011
Jan 1, 2012
Currency Exchange Loss:
Jul 27, 2012