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Johan is 22 years old. He lives with his common-law wife who is his main priority. He plans to use his loan to buy the supplies he needs to maintain his coffee plantation. He will buy fertilizers and herbicides, and pay laborers. Johan currently has a plantation which is in an average state. He has just harvested and he needs to improve the condition of his plantation so that he can improve his next harvest. This is why he will provide it with this care.

Johan plans to use his loan to improve his plantation so that he can obtain maximum profits for his family's well-being and enjoy greater financial stability. This is his first loan from FUDECOSUR. He hasn't received previous loans from state banks but FUDECOSUR have offered him this loan with better terms and a much lower interest rate.
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Johan, tiene la edad de 22 años, está en unión libre y vive con su esposa que es su mayor prioridad. El pretende con el crédito comprar los insumos para la asistencia de su cafetal, como lo son los abonos, herbicidas y pago de mano de obra. El actualmente cuenta con una plantación es estado regular pues acaba de pasar la cosecha y su cafetal necesita de la mejora de condiciones para mejorar para la próxima cosecha, por lo cual es que hará esta asistencia a su cafetal. El pretende con el crédito y la mejora a su cafetal obtener el máximo de ganancias para su bienestar familiar y tener una estabilidad económica más estable. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 497.1
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Johan to maintain his coffee plantation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 21, 2011
Currency Exchange Loss:
Feb 15, 2013