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Khairulla is a young farmer located in south Kyrgyzstan. He's the only male child in the family, therefore, according to Kyrgyz tradition, he lives with and supports his parents. Their main source of income is animal husbandry. Thanks to Khairulla's dedication and tenacity, his farmstead bring in about 10,000 soms (KGS) per month via the sales of milk and meat products.

In order to increase the herd, Khairulla turned to "Bai Tushum and Partners", requesting a loan of 100,000 som (KGS) for the purchase of three bulls for subsequent fattening and sale.

Khairulla's business plans for the near future consist of investing in his farmstead and increasing his herd, while his personal goals are to get married and raise a family.
View original language description ↓
Хайрулла - молодой фермер, живущий на юге Кыргызстана. Он – единственный сын в семье, который согласно кыргызским традициям, живет со своими родителями и заботится о них. Основным источником дохода для семьи Хайруллы является животноводство. Благодаря упорству и настойчивости Хайруллы, его хозяйство сегодня приносит около 10,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. В целях дальнейшего увеличения поголовья скота, Хайрулла обратился в компанию «Бай - Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку трех бычков для откорма и перепродажи. В бизнес – планах Хайруллы - вложить доходы в дальнейшее увеличение количества домашней скотины, а в личных – в ближайшее время обзавестись собственной семьей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Khairulla to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 12, 2011
Dec 20, 2011
Currency Exchange Loss:
Jan 15, 2013