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In this Group: Kudzai, Mthabisi, Acquillina, Victoria, Naome
This is Kudzai, a 26-year-old single man from Masvingo Town. He does not have any dependents to take care of besides his working brother, whom he stays with.

He is a photographer and is renting a studio in Masvingo Town. He has operated the business for two years, and does his business on his own. He has requested a loan of $250 to buy ink and carbon papers for image printings.

With the extra income from the loan, Kudzai will be able to improve his home and, at a later stage, would like to take care of the underprivileged. He faces the challenge of competition from other established photographers. He is planning to have a video production house and venture into the poultry business in the long run.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Zimbabwe

  • $2,000
    Average annual income
  • 1
    View loans »
    Zimbabwe Loans Fundraising
  • $4,109,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chibhebhegroup's $1,250 loan helped a member to buy ink and photo paper.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 1, 2011
Jan 1, 2012
Currency Exchange Loss:
Aug 1, 2012