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Pauline is a clothing retailer. She is 41 years old and a widow. She has two children ages 13 and 17 who both attend school. She also has one other dependent. She completed 6 years of primary education. This is her second loan with ACB. She will use her loan to increase the working capital of her clothing business. Her strategy for growing her business is to diversify the kinds of clothes she sells. She wants to become a wholesaler in the future. With the profits, she will pay her children's school fees and build a house.
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Pauline fait le commerce des habits en détail. Elle a 41 ans et elle est veuve et a 2 enfants de 13 à 17 ans, qui vont tous à l’école. Elle a une autre personne en charge. Son niveau d’éducation est de 6 ans de primaire.

C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit pour augmenter le capital de son commerce des habits.

Sa stratégie pour la croissance de son business est de diversifier les sortes des habits qu’elle vend. Elle veut devenir grossiste dans le futur.
Avec les profits, elle va payer les frais scolaires de ses enfants et construire une maison.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 42
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Pauline to increase the working capital of her clothing business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 5, 2011
Jan 1, 2012
Currency Exchange Loss:
Jul 15, 2012