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Adonai Group
In this Group: Thokozani, Ennety, Susan
This is 47-year-old Ennety from Machipisa, Harare. She is married with three children. She also cares for two dependents.

Ennety runs a retail business selling clothes she buys from South Africa and Zambia. The business has been in operation for 3 years. She says the main challenges she faces are high import duty charges and other charges required by the Revenue Authority of Zimbabwe for locally available products. Ennety has requested a loan of $400 to buy additional stocks of clothes to resell. She says the extra income generated as a result of this loan will allow her to improve the quality of life of her family. In the future, Ennety plans to own a clothing shop and to be able to employ at least 3 workers.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Zimbabwe

  • $2,000
    Average annual income
  • 13
    View loans »
    Zimbabwe Loans Fundraising
  • $3,935,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Adonai Group's $1,200 loan helped a member to buy additional stocks of clothes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Jan 2, 2012
Currency Exchange Loss:
Jun 30, 2012