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Mrs. Ouch S., 45, owns a plot of land on which she grows rice. She is also occasionally hired to harvest the crop in the neighboring field, normally earning $3 to $4 a day in profit. Her husband, Mr. Hak Choun, 46, is a police officer who earns less than $1 a day in profit. They have five children, all of whom are students. This couple hopes to use their Kiva loan to purchase fertilizers, rice seed and oil. To buy all of these, they are requesting a loan from Kiva of about $1,000. They will use the fertilizers and rice seed to farm in the dry seasons to gain more yields throughout the year.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ouch this couple hopes to use this loan to purchase fertilizers, rice seed and oil.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 17, 2008
Mar 3, 2008
Currency Exchange Loss:
Oct 15, 2009