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Mahutin 18 Group
In this Group: Rafiatou, Félicienne , Emilienne
The Mahutin 18 group consists of three people who live in the same region and belong to the same tontine group. The representative of this group, named Rafiatou, is the one whose hand is raised on the photo.

This is the second time that this group is requesting financial support from ALIDé in order to raise the level of their business.

Rafiatou is 39 years old. Rafiatou is married to a certain Grégoire and has four children, of whom some go to school. Rafiatou lives together with her husband and children and takes care of the diverse family responsibilities with her husband. Rafiatou stopped school at the secondary level.

For around ten years, Rafiatou has been managing the resale of fabric and jewelry and perfume as a business. Rafiatou buys her products in Bénin, and resells them as a street vendor. With the goal of increasing the stock of her products and better responding to the demands of her clientèle, Rafiatou wants to obtain a second loan together with the other members of the Mahutin 18 group. The first loan was well repaid.
View original language description ↓
Le groupe MAHUTIN 18 est formé de trois personnes qui habitent la même localité et appartiennent à un même groupe de tontine. La représentante de ce groupe, nommée Rafiatou, est celle dont la main est levée sur la photo. C’est la deuxième fois que ce groupe sollicite l’appui financier d’ALIDé en vue d’élever le niveau de leur activité. Rafiatou est âgée de 39 ans. Rafiatou est mariée à un certain Grégoire et a quatre enfants, dont certains sont scolarisés. Rafiatou vit ensemble avec son mari et ses enfants et assure ensemble avec son mari les diverses charges de la famille. Rafiatou a arrêté l'école au cours secondaire. Depuis une dizaine d'année, Rafiatou mène comme activité la vente de tissus et des bijoux et parfums de façon secondaire. Rafiatou achète ses produits au Bénin, et les revend de façon ambulante. Dans le but d’augmenter le stock de ses produits et de mieux répondre à la demande de sa clientèle, Rafiatou désire obtenir un deuxième crédit ensemble avec les autres membres du groupe MAHUTIN 18. Le premier prêt a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 505.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mahutin 18 Group's $900 loan helped a member to buy fabric, perfume and jewelry.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 20, 2011
Currency Exchange Loss:
Sep 15, 2012