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La Inmaculada Concepcion Group
In this Group: Benjamina, Maria Luz, Guadalupe, Teresa Aurelia, Rosa Silvia, Feliciana Manuela, Victoria Gladys, Victoria, Francisca
Benjamina is divorced. She has four children and is 50 years old. Currently she is a member of La Inmaculada Concepción communal bank group, made up of nine members who work in various business activities.

Benjamina has been working for 19 years selling groceries in a stall in the market. This business came up because her husband died. She needed to support her four children. So she worked very hard to get her family ahead. She began selling sweets. Little by little she grew her capital and invested it in rice, milk, and vermicelli. Occasionally she also sells "marcianos" [ice pops in a plastic tube], ice cream, and ice pops in the summer.

Thanks to her effort and dedication she has gotten better economic income. Her children managed to study. Little by little she bought things for her home and above all her family has a better quality of life.

With the goal of continuing to grow, she has requested a new loan to buy supplies (rice, vermicelli, milk).

We know that Benjamina will achieve her goals with a lot of work and effort, and that the EDAPROSPO loans will help her.
View original language description ↓
La Sra. Benjamina es viuda, tiene 4 hijos, Benjamina tiene 50 años de edad actualmente es integrante en la alcancía comunal “La inmaculada Concepcion” grupo conformado por 9 socios que se dedican a diversas actividades de comercio. Benjamina trabaja desde hace 19 años en la venta de abarrotes en un puesto en el mercado este negocio surge porque a raíz de que su esposo falleció, ella tenía que mantener a sus cuatro hijos. Es así que trabajo muy duro para sacar adelante a su familia, empezó vendiendo dulces poco a poco fue creciendo su capital y lo invirtió en arroz leche fideos a su vez también vende marciano, helados, chupetes en verano. gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos, sus hijos pudieron estudiar, poco apoco fue comprando cosas para su hogar y sobre todo su familia cuenta con una mejor calidad de vida, con el fin de seguir creciendo a solicitado un nuevo préstamo para comprar Insumos(Arroz, Fideos, Leche) .Sabemos que Benjamina cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Inmaculada Concepcion Group's $1,950 loan helped a member to buy supplies: milk, rice, and vermicelli.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Jan 1, 2012
Currency Exchange Loss:
May 15, 2012