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Jesús Pan De Vida Group
In this Group: Maria Luz, Zunilda, Dolores Margot, Melina Caty*, Carmen Rosa, Janet Angela*, Nicolaza Margarita, Rayna Edy, Rosa Elvira, Katherine Luz
* not pictured
Carmen is a member of the "Jesús Pan de Vida" communal bank, which is made up of ten responsible and hard-working members. Carmen is 41, married, and has two children. Currently she continues to support the youngest of these, as the child is of school-age.

She sells beauty products, and also buys and sells products such as nougats, cookies, cakes, and other items. Thanks to her work she has improved the quality of life for her and her family.

She also says that six months ago, she started a new business that she set up in her home. It is a small general store, where she sells basic household necessities. This is the way Carmen has helped with the household expenses.

In the future, Carmen would like to finish building the third floor of her house, as she has plans to rent it. On this occasion, she applied for he loan in order to buy milk, sugar, rice, and toys to sell during the Christmas holidays.

The members of the "Jesús Pan de Vida" communal bank are grateful, and promise to continue working well with Programa Prosperidad.

Melina and Janet could not be present at the disbursement meeting due to work reasons.
View original language description ↓
Carmen es integrante de la Alcancía Comunal “Jesús Pan de Vida” grupo conformado por 10 socios responsables y trabajadores. Carmen tiene 41 años de edad es casada y tiene 02 hijos actualmente sigue apoyando al menor de ellos ya que se encuentra en etapa escolar. Ella se dedica a la venta de productos de belleza, también a la compra y venta de productos como turrones, alfajores, queques entre otros, gracias a su trabajo a mejorado la calidad de vida de ella y la de su familia, también nos cuenta que hace 06 meses inicio un nuevo negocio la cual instalo en su domicilio una pequeña bodega donde ofrece productos de primera necesidad, es de esta manera como Carmen a apoyado con los gastos del hogar. A futuro a Carmen le gustaría terminar de construir el tercer piso de su vivienda ya que tiene previsto alquilarlo. En esta oportunidad solicito el préstamo para la compra de leche, azúcar, arroz, y juguetes para venderlos por fiestas navideñas. La Alcancía Comunal “Jesús Pan de Vida” están muy agradecidos y se comprometen a seguir trabajando bien con el Programa-Prosperidad. Melina y Janet no pudieron estar presente en el desembolso por motivo de trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Jesús Pan De Vida Group's $3,500 loan helped a member to buy milk, sugar, rice, and toys.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2011
Dec 19, 2011
Currency Exchange Loss:
Jul 15, 2012