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Emeldina is 33 years of age, a single woman and has been working for 10 years selling natural medicines. The business is in her home, where she offers curative medicines in the form of tablets, tea, powders, creams to treat the body, or medicinal plants that alleviate inconveniences and cure common illnesses such as problems of the skin, acne, rheumatisms, and constipation, among others. The great majority of her clients have a lot of confidence in natural medicines. Besides that, they are easy and economic medicines to find. . At the same time Emeldina delivers merchandise such as clothes and shoes to people that trust her. In this manner she has been able to do well and to maintain a healthy business.

Translated from Spanish by B, Kiva Volunteer.

Emeldina tiene 33 años de edad, es soltera y tiene 10 años de dedicarse a la venta de medicamentos naturales, el negocio lo tiene en su vivienda, en la cual ofrece medicamentos curativos, ya sea en pastillas, te, polvo, cremas para sobar el cuerpo, o plantas medicinales que alivian molestias y curan enfermedades comunes como problemas de la piel, acne, reumas, estreñimientos entre otras. La gran mayoría de sus clientas tienen mucha confianza a los medicamentos naturales, además que son medicinas económicas y fáciles de encontrar. . Al mismo tiempo Emeldina entrega mercadería varias como ropa y zapatos a personas que le encargan, de esta manera es como ha podido salir adelante y mantener activo su negocio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,550
    Funds lent in using Kiva
  • 19.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Emeldina to buy natural medicines, clothes, and shoes for ladies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 13, 2008
Feb 27, 2008
Currency Exchange Loss:
Aug 13, 2008