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Kalmamat is a 51 year-old farmer, married and has five children. In order to provide for his family with income sources, he started his own business in 2007, using a loan in the sum of 70,000 som (KGS) from the "Bai-Tushum and Partners" company as an initial sum. Today, thanks to hard work, Kalmamat's business has a dairy cow, five sheep and fodder for the winter. In order to further expand his business and increase livestock headcount, he requested a loan in the sum of 70,000 som from the "Bai-Tushum and Partners" company. He plans to invest the profits from this loan into business expansion.
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Калмамат – 51-летний фермер, женат, имеет пятерых детей. В целях обеспечения своей семьи средствами дохода, в 2007 году Калмамат начал свой бизнес, использовав в качестве стартовой суммы кредит компании «Бай – Тушум и Партнеры» в сумме 70,000 сом (KGS). На сегодняшний день, благодаря упорному труду, в хозяйстве Калмамата имеются дойная корова, пять баранов и корма на зиму. В целях дальнейшего расширения бизнеса и увеличения поголовья, Каламамат обратился в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом. Доходы от кредита он планирует вложить в расширение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 53
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Kalmamat to expand his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 19, 2011
Currency Exchange Loss:
Jan 15, 2013