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Mrs. Chhay is a single mother who, at 56 years old, is still working hard. To make a living, she cultivates rice crops in Prey Chor district. She usually grows rice twice a year, during both the rainy and dry seasons, earning an average of $2.50 per day. She has six children, three of whom are already married. Currently however, one of her married daughters doesn’t own a house and is living with Chhay at home.

Mrs. Chhay wants this loan in order to buy a piece of land, on which she will build a thatched house for her daughter to live with her own family. The land is in a good location, where Chhay’s daughter can operate a business selling things to the local people. Chhay is very happy and appreciative of the support from Kiva lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 106
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,025.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chhay to buy a piece of land.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 19, 2011
Currency Exchange Loss:
Feb 22, 2013