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Hoa is 35-years-old with 2 children who are school age. Being a farmer, she grows rice. Besides that work, she is managing her wood-work shop to make desks, tables, beds and some others equipment. Joining in our credit program in 2008, she finds that micro credit is very suitable with her business. For a new loan cycle, she wants to have a loan of 9,184,000 Vietnam dong to buy wood as raw material for the manufacturing process.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 75
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,020.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Hoa to buy wood as raw material for manufacturing process.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 6, 2011
Dec 19, 2011
Currency Exchange Loss:
Dec 15, 2012