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Horn, 53, is married, and resides with her husband and four children in Takeo Province, Cambodia. She is a distiller, and her husband repairs bicycles at home. All of her children work at a garment factory. Because the salaries at this garment factory are small, Horn is requesting a loan of $1200 to pay for her son’s passport fee so that he can go to Thailand to find a job there. In the future, she would like to expand her husband's bicycle repair business, to build a new house, and to send her son to a mechanical training center.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Horn to pay for her son's passport fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 18, 2011
Currency Exchange Loss:
Sep 15, 2012