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Update on Victoria

Señora Victoria is married, she is 29 years old and she has 1 son, aged 7. The member still sells natural products for a living and now she is also working as a cosmetologist doing haircuts, dyes and waves. She works independently and through these small businesses she is getting her son ahead in life. Her dream is to have a premises where she can work as a cosmetologist and also sell natural products. The member is requesting the loan to buy natural products and also to buy materials such as dyes, curlers and scissors for her job as a cosmetologist.

The member values and is grateful for the loan granted to her and promises to be disciplined in the repayments of her debts.
View original language description ↓
La Sra. Victoria, es casada y tiene 29 años de edad, ella tiene 1 hijo de 7 años; la socia se sigue dedicando al negocio de venta de productos naturales y ahora tambien esta trabajando como cosmetologa haciendo cortes,teñidos y ondulaciones,ella trabaja en forma independiente,por medio de estos pequeños negocios la socia saca adelante a sus hijos,el sueño de la socia es tener un local donde pueda hacer los trabajos como cosmetologa y tambien vender los productos naturales . La socia solicita el préstamo para comprar productos naturales y tambien para comprar materiales como tintes,ruleros y tijeras para su trabajo de cosmetologa.

La socia valora y agradece el préstamo otorgado y se compromete a cumplir con el pago de sus deudas de forma disciplinada.

Previous Loan Details

The member belongs to the “SAN RAFAEL” communal bank; This bank is located in the Huanchac District, in the Cusco province and department. Victoria is married and is 29 years old, she has a 7 year old son; the member has a club store focusing on herbalife products; the member is the owner of t... More from Victoria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Victoria to buy natural products and also to buy materials such as dyes, curlers and scissors for her job as a cosmetologist.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2011
Dec 19, 2011
Currency Exchange Loss:
May 15, 2012
This photo was used before for a previous loan for Victoria. It was first posted on Kiva on Apr, 2011. Learn More