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Shirley is 44 years old and married. She has one child.

Shirley works hard to provide for her family. She runs a business of buying and selling spices in the Philippines. She has requested a PHP 25,000 loan through NWTF to buy additional spices to sell.

Shirley has borrowed and repaid 19 loans from NWTF before this loan. She has been running the buy and sell spices business for 5 years and also earns an income from farming sugarcane and operating her sari-sari store.

Shirley aspires to save money in order to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 536
    View loans »
    Philippines Loans Fundraising
  • $69,842,450
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Shirley to buy additional spices to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Dec 18, 2011
Currency Exchange Loss:
Jun 15, 2012