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René has more than two decades of experience in running his own business. In the past, he owned a restaurant, worked for insurance agencies, was a real estate agent, and within the last three years, took a break as a real estate agent to better understand the marketing industry. René began his business, Manfre & Associates Consulting Services, this year in hopes to get contracted through other insurance companies and brand his name. He said his business goal is to "help people help people " by being a company that understands where most businesses are in their process, their challenges and help them achieve their goals. At his business, René mainly deals with health, life and other insurance questions to place others in a better situation if possible. He also teaches other entrepreneurs how to use marketing and the Internet to stay in contact with their current clients and contact future clients.

Currently, he has ten other consulting associates, under them, he employees about 30 people. The different associates have a vast history and knowledge ranging between home finance and investment properties. He added, they know what it takes to operate a business, cut costs and save funds. He is using the loan money to pay for small marketing, part-time staff development, and next year's business planning while between commission checks. He plans to help place the workers on salary to help his business grow. René is looking to hire at least five people, by 2013, he hopes to have 20-30 employees, and within the next three years, he plans to have 100 employees.

René said obtaining this loan "is a great opportunity to get started. I think it's going to help me out a great deal. It'll give me the opportunity to grow." Without it, he would have had a slightly more complicated time putting together ideas that will help his business grow. "It gives me a little bit of a leap without stressing," he added. His background in different personal experiences along with his associates' gives the company an avenue to help.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 2
    View loans »
    United States Loans Fundraising
  • $12,977,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $7,000 helped Rene to pay for marketing and part-time staff development.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Dec 21, 2011
Currency Exchange Loss:
Mar 28, 2015