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Ginalyn is 31 years old and married with 7 children. With 5 children in school, she works very hard to provide for them. Ginalyn runs an ambulant vending business (moving from place to place) of fermented shrimps in the Philippines, and requested a PHP 18,000 loan through NWTF to buy additional stock to sell. She has been in this business for 10 years. In the future, Ginalyn would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 332
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ginalyn to buy additional stock to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Dec 18, 2011
Currency Exchange Loss:
Mar 15, 2012