A loan of $825 helped to buy a chuff cutter and a dairy cow.

Michael's story

Michael is aged 42 and married with 2 children aged 23 and 18, both still schooling. He has been in mixed farming for 20 years and currently runs his farm with the help of one farmhand. He produces coffee, tea, bananas and milk, which he sells within the local markets.

Michael has requested a loan of 70,000 KES from Juhudi Kilimo to help him buy a chuff cutter, which he says will help ease the feeding and reduce the waste on dairy feeds. He will also add another dairy cow to help him enjoy the economies of scale. He adds that the two acquisitions will definitely boost his farming income.

He laments the difficulties encountered in accessing capital and the high interest rate charged by financial institutions, which add to the challenge posed by insufficient rains and animal diseases.

Loan details

Lenders and lending teams

Loan details