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Baktygul is 27 years old, married and has two children, who are 4 and 7 years old. She works at the country office and supplements her salary by raising livestock. Baktygul has started her business by purchasing two cows with a loan of 60,000 som (KGS). The business flourished and Baktygul now has three cows, two calves, one bull and five horses, with the monthly profits of 5,000 som. In order to further develop her business, Baktygul has turned to "Bai-Tushum and partners" for a loan of 100,000 som (KGS) which she will use to buy two milk cows and have higher profits from dairy sales. She is planning to use the profits to build a better barn for her animals.
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Бактыгул 27 лет, замужем, воспитывает двоих детей 7 и 4 лет. Бактыгул работает в местной сельской управе и в качестве дополнительного источника дохода для своей семьи, занимается животноводством. Стартовав с покупки двух коров на кредит в сумме в 60,000 сом (KGS), Бактыгул смогла развить хозяйство, насчитывающее 3 коровы, 2 теленка, 1 бычка и 5 лошадей и приносящее около 5,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Бактыгул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дойных коров, для повышения продаж молока и молочных продуктов. Доходы Бактыгул планирует вложить в постройку удобного сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Baktygul to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 8, 2011
Dec 17, 2011
Currency Exchange Loss:
Dec 15, 2012