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Khalife is 53 years old. In 1996 by searching for a source of funding for the family her family started their own business in the livestock and cropping. Starting the business with an amount of 10,000 soms (KGS) and through Khalife's hard work today the business brings about 10,000 soms per month from the sale of milk and dairy products. Also Khalife tills the land with potatoes and grain making a profit from the sales during the harvest season.

For further development of her business Khalife has come to Bai Tushum and Partners for a loan in the amount of 100,000 som (KGS) to buy cattle for fattening. Part of the proceeds of the loan Khalife will invest in fattening cattle and the other part in home repairs.
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Халифе - 53 года. В поисках источника финансирования для своей семьи, в 1996 году ее семья начала свой бизнес в животноводстве и полеводстве. Начатое со стартовой суммы в 10,000 сом (KGS) хозяйство, благодаря упорному труду Халифе, на сегодняшний день приносит около 10,000 сом в месяц от продажи молока и молочных продуктов. Также, Халифе возделывает землю с картофелем и зерновыми культурами, получая прибыль от урожая в сезон продаж.
Для дальнейшего развития своего бизнеса, Халифе обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота для откорма. Часть доходов от кредита Халифе вложит в откорм скота, часть – в ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Khalife to purchase cattle.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Dec 17, 2011
Currency Exchange Loss:
Oct 17, 2013