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Panha, 25, resides in Siem Reap Province, Cambodia. Panha is an electrician for a hotel. Panha is requesting a loan of USD 300 to purchase a motorbike for commuting to work. By doing so, his family is able to generate more income and decrease expenses from public transportation. In the future, he would like to use any additional income to rent a stand at the market for his wife to sell groceries. This will be his first loan from KREDIT, a longstanding Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Panha to buy a motorbike to commute to work.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 17, 2011
Currency Exchange Loss:
Jun 20, 2012