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Arnold, age 38, is married and has three children; ages 14, 13, and 6. He lives in Dorado Santa Bábara.

Arnold has been growing coffee for 15 years. He makes the seed beds, and then he plants them. He has two “manzanas” (a manzana is just under half of an acre) and other land that he inherited from his father.

He grows the “paca” and the “catuaí” varieties of coffee. He sells the wet parchment coffee in the local market. His family also devotes itself to this business activity. This product is currently very profitable.

He has requested three loan from ODEF. He has been able to improve his crops with those loans. Now he will invest in planting the coffee nursery, pay labor costs, and buy fertilizers.

His goal is to improve his quality of life and that of his family.
View original language description ↓
Arnold, tiene 38 años de edad, casado con tres hijos de 14, 13 y 6 años de edad, vive en el Dorado Santa Bárbara.
Arnold, hace 15 años que se dedica al cultivo de café, hace sus viveros luego los siembra, cuenta con dos manzanas cultivadas, mas otros terrenos que fueron heredados por su padre, siembra café de variedad paca y catuaí. Lo vende en pergamino húmedo en el mercado local. Su familia también se dedica a esta actividad. Este producto actualmente es muy rentable.
A solicitado 3 prestamos a ODEF, con ellos a podido mejorar sus cultivos. Actualmente va invertir en siembra de vivero de café, donde pagara mano de obra y fertilizantes. Su meta es mejorar su calidad de vida y de su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $9,981,250
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Arnold to plant the coffee nursery, to pay labor costs, and to buy fertilizers and manure, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Dec 3, 2011
Jan 1, 2012
Currency Exchange Loss:
May 17, 2013