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Ronald is 41 years old. He is married and lives with his spouse who is his biggest priority.

With the money from this loan he wants to buy supplies such as compost and herbicides for his coffee plantation.

The land has already been planted and is ready for harvesting and currently he has a section which needs looking after. He wants to make improvements to his coffee plantation and with this loan to gain a better quality of crops in order to have a better return from the harvest.

He hopes to make the maximum profits for his wellbeing and that of his family and to improve his economic stability each day.

This is the first loan that he has received from FUDECOSUR. He has not had other loans before in state banks, but FUDECOSUR has given a loan with better terms and the rate of interest is much lower.
View original language description ↓
Ronald, tiene la edad de 41 años, está casado y vive con su esposo que es su mayor prioridad. El con el crédito pretende comprar los insumos como el abono y herbicidas para asistir su cafetal. El cuenta con el terreno apto ya sembrado para la explotación de este cultivo y actualmente tiene una parte en producción que necesita asistir. El quiere con esta mejorar darle a su cafetal una mejor calidad de cosecha para así obtener una mejoría en rendimiento de cosecha. El quiere generar el máximo de ganancias para el bienestar de el y su familia y mejorar su estabilidad económica cada día. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ronald to buy supplies such as compost and herbicides for his coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 21, 2011
Dec 17, 2011
Currency Exchange Loss:
Feb 15, 2013