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Kulwa's Baraka Group
In this Group: Kulwa, Josophine, Fransisca, Flora
Josophine is 32 years old, married, with two children, ages 10 and 7. Josophine owns a food vending store that she started in 2006. Everyday, she works from 6am to 6pm at her business and can earn a monthly profit of about $45 from her sales.

In the past, Josophine has taken out a successful loan from BRAC Tanzania to expand her business. She now hopes for a loan to buy more food items for her business. She will share this loan with her subgroup members who have businesses in food and timber sales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 22
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,143.7
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kulwa's Baraka Group's $1,050 loan helped a member to buy more food items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 10, 2008
Feb 22, 2008
Currency Exchange Loss:
Apr 15, 2009