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Wologuede Group
In this Group: Victoire, Cathérine, Victoire, Bernadette, Micheline, Pauline, Géradine, Viviane, Odile, Zita, Jinette, Wilfried
WOLOGUEDE group is made up of twelve persons who run practically identical businesses and live in the same village. This is the second time that the members of the group are seeking financial support from Kiva's partner, ALIDé, in order to bolster their businesses.

The group's representative, named Victoire, is the one raising her hand in the photograph. She's 38 years and lives in Benin. She's married to one Emile, and the couple has one school-attending child to support.

Victoire lives together with her husband and her child. The couple takes care of the various household expenses together.

Victoire never attended school. In order to provide for her family, she's been selling onions in her region for eight years. As a secondary business, she also sells palm oil and chicken. She gets her supplies in one of Benin's towns.

Eager to satisfy her clientele and in order to increase her revenue and income, Victoire, together with the other members of the group, is seeking a second loan from ALIDé. The first loan was repaid without problems.
View original language description ↓
Le groupement WOLOGUEDE est composé de douze personnes qui mènent pratiquement les mêmes activités et résident dans le même village. C'est la deuxième fois que ce groupement sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupement, du nom de Victoire est celle qui a la main levée sur la photo. Victoire est âgée de 38 ans et vit au Bénin. Victoire n’a pas fréquenté l’école. Victoire est mariée à un certain Emile. Le couple a un enfant scolarisé et à sa charge. Victoire vit ensemble avec son mari et son enfant. Le couple assure ensemble les diverses charges de la maison. Afin d'assurer les diverses charges de la famille, Victoire vend depuis huit ans des oignons dans sa région. De façon secondaire, Victoire vend de l’huile de palme et des poulets. Victoire s’approvisionne dans une ville du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaire et son revenu, Victoire sollicite ensemble avec les autres membres du groupement WOLOGUEDE, un deuxième crédit auprès de ALIDé. Le premier prêt a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 504.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wologuede Group's $1,225 loan helped a member to buy sacks of onions, palm nuts, and chicken.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Dec 16, 2011
Currency Exchange Loss:
Aug 15, 2012