A loan of $2,325 helped to make repairs to her house.


Najah's story

Najah is a conservative woman, so her husband Ayman is photographed instead in the picture.

Najah is a mother of six sons and one daughter. Her husband is a Palestinian National Authority employee with a decent salary, which is the only source of income for the family. Najah wants to make some repairs to her old house such as painting, changing tiles, changing windows and doors, etc. in order to offer her family better home living conditions. She is taking out a loan from Kiva's partner, FATEN, to help her pay for those expenses. When Najah gets the loan, she will be able to make the necessary repairs to her house, and these will enable her to live with her family in a better and healthier environment.

About this loan product:
FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext: http://tinyurl.com/3aekx8m.



Loan details


Lenders and lending teams



Loan details