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Mahmud is a 54 year-old man, who is involved in dekhan farming and fattening up and selling livestock. He lives in a mountainous location, where raising livestock is the residents' primary type of business. Mahmud currently has a cow and ten sheep. Receiving loans from our organization helped him to significantly improve the conditions for raising livestock. Right now, livestock prices at the market have dropped, and Mahmud wants to buy two more cows for fattening up and subsequent sale in the summer. On this photograph, Mahmud gladly expresses his gratitude on the day of loan disbursement for the ability to timely purchase livestock and achieve his entrepreneurial goals.
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Махмуд 54 летний мужчинка , который занимается дехканским хозяйством и откормом и продажей скота. Он живет в горном селении, где основной деятельностью населения является выращивание скота. У Махмуда сейчас на дому корова и 10 баранов. Получая кредиты в нашей организации, Махмуд значительно улучшил условия выращивания скота. Сейчас на рынке скот подешевел он хочет купить ещё две коровы, для откорма и продажи их в летний сезон. На снимке Махмуд в день выдачи с радостью выражает свою благодарность, что своевременно он сможет купить скот и достичь своих предпринимательских планов.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 230
    View loans »
    Tajikistan Loans Fundraising
  • $32,069,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mahmud to purchase two cows.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 10, 2011
Dec 16, 2011
Currency Exchange Loss:
Dec 15, 2012