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Najwa is a 45-year-old woman and the mother of four sons and two daughters. Her husband has a shop selling used furniture. Since they have a big family, and because of difficulties with their life, Najwa decided to help her husband support the family. They want to be able to help their kids finish school. So, almost 3 years ago, she started a small retail business at home selling cosmetics and makeup products.

Najwa has applied for a loan to buy more cosmetics products and to add perfumes to her stock. She hopes that one day she will be able to open her own store for cosmetics and accessories.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 29
    View loans »
    Jordan Loans Fundraising
  • $8,466,425
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Najwa to buy more cosmetics products and perfumes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2011
Dec 17, 2011
Currency Exchange Loss:
Nov 15, 2012