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Faaosofia is 34 years of age and is married with 4 children. She owns & operates a business venture, catching & selling ocean-caught fish. She has many years of experience in this business. She needs a loan of WST 1,000 to purchase fishing equipment, including hooks & nets. She plans to use the profit from her business (estimated to be WST $400 talas or US $167 per week) to improve/expand the business.

In 2011, Faaosofia joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Faaosofia's 1st loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Faosofia to purchase fishing equipment including hooks & nets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 26, 2011
Currency Exchange Loss:
Dec 18, 2012